Terms of Service

We are KWallet Technologies Limited, doing business as KWallet ("Company," "we," "us," or "our"), a company registered in Nigeria.

We operate the website https://kwalletapp.com (the "Site"), the mobile application KWallet (the "App"), as well as any other related products and services that refer or link to these legal terms (the "Legal Terms") (collectively, the "Services").

These Legal Terms constitute a legally binding agreement made between you, whether personally or on behalf of an entity ("you"), and KWallet Technologies Limited, concerning your access to and use of the Services.

By accessing the Services, you confirm that you have read, understood, and agreed to be bound by these Legal Terms. IF YOU DO NOT AGREE WITH ALL OF THESE LEGAL TERMS, THEN YOU ARE EXPRESSLY PROHIBITED FROM USING THE SERVICES AND YOU MUST STOP USING THEM IMMEDIATELY.

We may provide notice of changes to these Legal Terms or the Services by posting an update on the Site or App, or by contacting you at the email linked to your account. Continued use of the Services after changes become effective means you accept the updated terms.

The Services are intended for users who are at least 18 years old. Persons under the age of 18 are not permitted to use or register for the Services.

We recommend you print a copy of these Legal Terms for your records.

1. Our Services

KWallet allows you to:

• Receive and store cryptocurrency.
• Sell crypto for cash.
• Pay bills with crypto.

The Services are provided for lawful, personal use only. We do not guarantee availability in all regions. If you access KWallet from outside Nigeria, you do so at your own risk and are solely responsible for complying with local laws.

2. Intellectual Property Rights

Our Intellectual Property

We own (or have licenses for) all intellectual property rights in the Services, including but not limited to:

• Source code, databases, functionality, software, app design, website design.
• Text, graphics, photos, video, and audio.
• Trademarks, logos, and service marks ("Marks").

All Content and Marks are protected under copyright, trademark, and other intellectual property laws.

You are granted a limited, non-transferable, revocable license to access and use the Services for personal, non-commercial purposes only.

You may not copy, reproduce, distribute, publicly display, or exploit any part of the Services without our prior written permission.

3. User Representations

By using the Services, you confirm that:

• All registration information you provide is true, accurate, and current.
• You will maintain accurate account details at all times.
• You have the legal capacity and authority to enter into these Legal Terms.
• You are not under 18 years old.
• You will not access the Services using automated tools (bots, scripts, etc.).
• You will not use the Services for illegal or unauthorized purposes.
• Your use of the Services will comply with all applicable laws and regulations.

If any information you provide is false, incomplete, or misleading, we may suspend or terminate your account immediately.

4. User Accounts and Security

You may be required to register an account to use KWallet. You agree to:

• Keep your password safe and confidential.
• Be responsible for all activities that occur under your account.
• Notify us immediately if you suspect unauthorized use.

We reserve the right to reclaim, remove, or change a username if we believe it is inappropriate, offensive, or misleading.

5. Prohibited Activities

You may not use the Services for purposes other than those intended. Specifically, you agree not to:

• Use the Services for fraud, scams, money laundering, or illegal activities.
• Attempt to hack, disable, or disrupt the Services or security features.
• Use the Services to harass, abuse, or harm others.
• Upload or transmit viruses, malware, spam, or harmful code.
• Collect or scrape data from the Services without permission.
• Use our Marks or Content for commercial purposes without approval.
• Misuse support services or submit false abuse reports.
• Engage in activities that may damage our reputation or the Services.

Violations may result in suspension, termination, and reporting to authorities.

6. Transactions and Fees

All transactions confirmed in KWallet are final and irreversible. Double-check details before confirming.

Some transactions may include fees, which will always be shown before confirmation. By using KWallet, you agree to pay these fees.

We are not responsible for:

• Errors caused by incorrect wallet addresses.
• Blockchain delays or failures.
• Third-party service issues.
• Market losses due to crypto price volatility.

7. Privacy and Data Use

We respect your privacy and protect your information with bank-grade security. For details, please see our Privacy Policy.

8. Limitation of Liability

While we strive to provide secure, reliable services, we cannot guarantee uninterrupted or error-free use.

To the maximum extent permitted by law, we are not liable for any losses, damages, or claims arising from:

• Service interruptions or technical issues.
• User mistakes (e.g., sending to the wrong wallet address).
• Market volatility or fluctuations in crypto value.
• Unauthorized access due to your failure to secure your account.

9. Termination or Suspension

We may suspend or close your account if you:

• Violate these Legal Terms.
• Engage in suspicious or unlawful activity.
• Fail to comply with laws or regulations.

You may close your account anytime by contacting us.

10. Governing Law

These Legal Terms are governed by the laws of the Federal Republic of Nigeria. Any disputes will be resolved exclusively in Nigerian courts.

11. Contact Us

If you have questions or concerns about these Legal Terms, you can contact us at support@kwalletapp.com